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“ادارة التخصيصية بين الواقع والطموح . استعراض للتجربة العراقية والتركيز على دور المصارف في العملية التخصيصية” (2023) Al-Mansour Journal, 4(1), pp. C12–25. Available at: https://journal.muc.edu.iq/journal/article/view/532 (Accessed: 22 December 2025).